Sun American Mortgage

Here are the need to know details for the 2018 Saint George Parade of Homes! When:  February 16 th -25 th ! Hours:  The homes are open from 10am -7pm Where:  The locations to the houses will be announced on February 15 th . You can also download the free mobile app for details on each home! Cost:  The tickets run $15 per person Details:  The 2018 Saint George Parade of Homes is almost here! The 2018 Parade of Homes features 28 brand new homes from some of the best builders in Southern Utah. To help make navigation easier this year we are recommend that you download the mobile app that are available for both Android and iPhone users. You can purchase your tickets online  here  or at the Red Cliffs Mall. If you purchase your ticket on-line, you will be instructed how to obtain the map/addresses. Please note that most builders would prefer you to remove your shoes or wear booties as there are over 30,000 visitors that come to the homes. You can take the tour at your p

I get a lot of questions from clients wondering what they can do to prepare to purchase a home a year or more down the road. Here are the apps I tend to recommend to my clients! 1.Clarity Money!  – This wonderful app helps us save our $$ by identifying waste. This free app does this by helping identify subscriptions you aren’t using or just don’t need. Another great perk is that it helps you negotiate your monthly expenses down to a lower rate! Lastly, it helps you with accountability and ensure you stay on your budget! I love this! 2. Acorns!  – I cannot overstate how much I love this one. Acorns helps you round up your purchases on your credit and debit cards that you link to the app. The differences that are rounded up to the nearest dollar are then transferred to your Acorns account. This account starts to work for you as it is invested into exchange traded funds. These funds are manageable as you can direct them to conservative or aggressive funds based on your comfort

When homeowners refinance, it gives them access to a new mortgage loan replacing its existing one. Homeowners can customize the details of a new mortgage loan including the loan’s mortgage rate, loan length in years and the amount borrowed. So, what makes a refinance attractive?  Refinancing  can be taken advantage of to reduce the monthly mortgage payment, withdraw cash for home improvement projects, cancel mortgage insurance, among other helpful uses. Here, we will break down the different types of refinance mortgages. RATE AND TERM REFINANCE This type of refinancing changes the interest rate and/or the length of the term and does not change the amount of principal. Perhaps the original mortgage terms made sense for you when you initially agreed to it but as time goes on, circumstances may change. For example, if you’re looking to trade your 7-year adjustable rate mortgage for long-term stability, doing a rate and term refinance into a 30-year fixed rate loan may be bette